When looking at an auto insurance comparison site, I noticed it said you could get a quote in as little as 15 seconds. Hey, it’s nice that there are all kinds of tools and resources to help you compare car insurance rates. It’s great that they can make quick work of it, too. However, you have to keep everything in perspective because you know that they are going to require a little more information to give you a finalized quote.
Even if it took 15 minutes instead of 15 seconds, insurance still has to go through the underwriting process (just like what I had to go through with one of car insurance comparison sites I’ve tried). Of course, if you supply them with honest and valid information, it’s likely that you will get the rate that you were quoted. I did get my rate adjusted one time, not because I wasn’t honest but because I didn’t know enough information.
That being said, it is always helpful that you gather the information required to get a thorough auto insurance quote. Not only do you need your information, but you want a good idea as to what you’re looking for when it comes to an insurance policy. Do you know the laws of your state? An auto insurance comparison quote site is a great resource, but you have to be versed on the basics to be able to get the most out of using a site like that.
Otherwise, you could be fooled into thinking you’re going to be able to pay much less for insurance than you really are. Furthermore, you need to understand that the insurance rate comparison sites do not all handle the process the same way. They all try to do the same thing of course, but you’ll find that some are more helpful than others. Keep that in mind as you check out rates and sign up for an insurance policy.